{
  "meta": {
    "example": "account-statement",
    "generation_id": "9ae0cf30-a086-4ba4-a328-2591d43d8056",
    "generated_at": "2026-10-09T08:29:16.041Z",
    "transaction_count": 36
  },
  "institution": {
    "name": "Meridian Business Banking",
    "support_email": "support@example.test",
    "support_phone": "+1 (555) 014-0182"
  },
  "account": {
    "name": "Harbor & Pine",
    "account_type": "Business checking",
    "account_number_masked": "•••• 2590",
    "currency": "USD",
    "locale": "en-US"
  },
  "statement": {
    "period_start": "2026-08-11",
    "period_end": "2026-10-09",
    "statement_id": "STM-20261009-9CB3884F"
  },
  "summary": {
    "opening_balance_cents": 1584576,
    "total_credits_cents": 1872243,
    "total_debits_cents": 1575556,
    "closing_balance_cents": 1881263
  },
  "transactions": [
    {
      "id": "TX-20261008-3C47ED99",
      "posted_on": "2026-10-08",
      "description": "Digital advertising",
      "category": "Marketing",
      "direction": "debit",
      "amount_cents": -95005,
      "status": "posted"
    },
    {
      "id": "TX-20261008-6ACB1E6D",
      "posted_on": "2026-10-08",
      "description": "Team lunch",
      "category": "Meals",
      "direction": "debit",
      "amount_cents": -21479,
      "status": "posted"
    },
    {
      "id": "TX-20261005-5C4ED880",
      "posted_on": "2026-10-05",
      "description": "Cloud hosting",
      "category": "Infrastructure",
      "direction": "debit",
      "amount_cents": -54411,
      "status": "posted"
    },
    {
      "id": "TX-20261004-06582330",
      "posted_on": "2026-10-04",
      "description": "Team lunch",
      "category": "Meals",
      "direction": "debit",
      "amount_cents": -9889,
      "status": "posted"
    },
    {
      "id": "TX-20261004-6042B9D3",
      "posted_on": "2026-10-04",
      "description": "Business insurance",
      "category": "Insurance",
      "direction": "debit",
      "amount_cents": -39455,
      "status": "posted"
    },
    {
      "id": "TX-20261004-7456F655",
      "posted_on": "2026-10-04",
      "description": "Domain and email services",
      "category": "Software",
      "direction": "debit",
      "amount_cents": -4844,
      "status": "posted"
    },
    {
      "id": "TX-20261001-2A08E36C",
      "posted_on": "2026-10-01",
      "description": "Contractor payment",
      "category": "Contractors",
      "direction": "debit",
      "amount_cents": -88408,
      "status": "posted"
    },
    {
      "id": "TX-20261001-77D877D0",
      "posted_on": "2026-10-01",
      "description": "Project deposit · Highline Design",
      "category": "Revenue",
      "direction": "credit",
      "amount_cents": 430000,
      "status": "posted"
    },
    {
      "id": "TX-20260929-EA290569",
      "posted_on": "2026-09-29",
      "description": "Contractor payment",
      "category": "Contractors",
      "direction": "debit",
      "amount_cents": -287108,
      "status": "posted"
    },
    {
      "id": "TX-20260928-78040CA0",
      "posted_on": "2026-09-28",
      "description": "Client payment · Northwind Market",
      "category": "Revenue",
      "direction": "credit",
      "amount_cents": 270000,
      "status": "posted"
    },
    {
      "id": "TX-20260924-25A06F4A",
      "posted_on": "2026-09-24",
      "description": "Equipment purchase",
      "category": "Equipment",
      "direction": "debit",
      "amount_cents": -78326,
      "status": "posted"
    },
    {
      "id": "TX-20260924-C450FC88",
      "posted_on": "2026-09-24",
      "description": "Equipment purchase",
      "category": "Equipment",
      "direction": "debit",
      "amount_cents": -105545,
      "status": "posted"
    },
    {
      "id": "TX-20260921-8ED9AE5A",
      "posted_on": "2026-09-21",
      "description": "Rail and local transit",
      "category": "Travel",
      "direction": "debit",
      "amount_cents": -15457,
      "status": "posted"
    },
    {
      "id": "TX-20260919-650FB633",
      "posted_on": "2026-09-19",
      "description": "Marketplace payout",
      "category": "Revenue",
      "direction": "credit",
      "amount_cents": 125188,
      "status": "posted"
    },
    {
      "id": "TX-20260917-1795788A",
      "posted_on": "2026-09-17",
      "description": "Coworking membership",
      "category": "Office",
      "direction": "debit",
      "amount_cents": -54065,
      "status": "posted"
    },
    {
      "id": "TX-20260916-3215136B",
      "posted_on": "2026-09-16",
      "description": "Rail and local transit",
      "category": "Travel",
      "direction": "debit",
      "amount_cents": -13791,
      "status": "posted"
    },
    {
      "id": "TX-20260916-A85BDE7E",
      "posted_on": "2026-09-16",
      "description": "Contractor payment",
      "category": "Contractors",
      "direction": "debit",
      "amount_cents": -117845,
      "status": "posted"
    },
    {
      "id": "TX-20260913-3B61F933",
      "posted_on": "2026-09-13",
      "description": "Design software subscription",
      "category": "Software",
      "direction": "debit",
      "amount_cents": -11290,
      "status": "posted"
    },
    {
      "id": "TX-20260912-30070522",
      "posted_on": "2026-09-12",
      "description": "Cloud hosting",
      "category": "Infrastructure",
      "direction": "debit",
      "amount_cents": -57322,
      "status": "posted"
    },
    {
      "id": "TX-20260911-042E149F",
      "posted_on": "2026-09-11",
      "description": "Cloud hosting",
      "category": "Infrastructure",
      "direction": "debit",
      "amount_cents": -20468,
      "status": "posted"
    },
    {
      "id": "TX-20260911-81962CAE",
      "posted_on": "2026-09-11",
      "description": "Contractor payment",
      "category": "Contractors",
      "direction": "debit",
      "amount_cents": -106566,
      "status": "posted"
    },
    {
      "id": "TX-20260910-148DAD17",
      "posted_on": "2026-09-10",
      "description": "Design software subscription",
      "category": "Software",
      "direction": "debit",
      "amount_cents": -10215,
      "status": "posted"
    },
    {
      "id": "TX-20260905-09F4A145",
      "posted_on": "2026-09-05",
      "description": "Client payment · Redwood Supply Co.",
      "category": "Revenue",
      "direction": "credit",
      "amount_cents": 560000,
      "status": "posted"
    },
    {
      "id": "TX-20260905-7F887C89",
      "posted_on": "2026-09-05",
      "description": "Shipping and postage",
      "category": "Fulfillment",
      "direction": "debit",
      "amount_cents": -24787,
      "status": "posted"
    },
    {
      "id": "TX-20260904-238D30A6",
      "posted_on": "2026-09-04",
      "description": "Contractor payment",
      "category": "Contractors",
      "direction": "debit",
      "amount_cents": -150699,
      "status": "posted"
    },
    {
      "id": "TX-20260831-C7DE00DD",
      "posted_on": "2026-08-31",
      "description": "Client payment · Atlas Workshop",
      "category": "Revenue",
      "direction": "credit",
      "amount_cents": 360000,
      "status": "posted"
    },
    {
      "id": "TX-20260829-897DF010",
      "posted_on": "2026-08-29",
      "description": "Team lunch",
      "category": "Meals",
      "direction": "debit",
      "amount_cents": -10918,
      "status": "posted"
    },
    {
      "id": "TX-20260825-3D91D4BA",
      "posted_on": "2026-08-25",
      "description": "Office supplies",
      "category": "Office",
      "direction": "debit",
      "amount_cents": -8001,
      "status": "posted"
    },
    {
      "id": "TX-20260824-74364ABC",
      "posted_on": "2026-08-24",
      "description": "Domain and email services",
      "category": "Software",
      "direction": "debit",
      "amount_cents": -7432,
      "status": "posted"
    },
    {
      "id": "TX-20260821-1A68AF05",
      "posted_on": "2026-08-21",
      "description": "Rail and local transit",
      "category": "Travel",
      "direction": "debit",
      "amount_cents": -11690,
      "status": "posted"
    },
    {
      "id": "TX-20260821-66AA8415",
      "posted_on": "2026-08-21",
      "description": "Coworking membership",
      "category": "Office",
      "direction": "debit",
      "amount_cents": -53120,
      "status": "posted"
    },
    {
      "id": "TX-20260821-8D626D26",
      "posted_on": "2026-08-21",
      "description": "Marketplace payout",
      "category": "Revenue",
      "direction": "credit",
      "amount_cents": 127055,
      "status": "posted"
    },
    {
      "id": "TX-20260820-8062E878",
      "posted_on": "2026-08-20",
      "description": "Office supplies",
      "category": "Office",
      "direction": "debit",
      "amount_cents": -12616,
      "status": "posted"
    },
    {
      "id": "TX-20260820-DDDF0FCC",
      "posted_on": "2026-08-20",
      "description": "Business insurance",
      "category": "Insurance",
      "direction": "debit",
      "amount_cents": -36988,
      "status": "posted"
    },
    {
      "id": "TX-20260818-2E0F62E0",
      "posted_on": "2026-08-18",
      "description": "Digital advertising",
      "category": "Marketing",
      "direction": "debit",
      "amount_cents": -62280,
      "status": "posted"
    },
    {
      "id": "TX-20260815-D7463189",
      "posted_on": "2026-08-15",
      "description": "Rail and local transit",
      "category": "Travel",
      "direction": "debit",
      "amount_cents": -5536,
      "status": "posted"
    }
  ],
  "notices": [
    "Review this statement and report discrepancies within 30 days.",
    "Deposits may be subject to additional verification and availability rules."
  ]
}